If you've got a young family member, friend, or maybe you're just curious about what's happening with money and tech, you might've heard the buzz: young people are asking AI for financial advice. Let's break down what's actually going on, why it matters, and what to watch out for.

Whether you're juggling a young family in the Shire, approaching the milestone of paying off your mortgage, or starting to think seriously about retirement, the financial priorities look very different at each stage. Here's a practical guide to what matters most, and when.