advisor profile - ryan walker
Version 2.0 16 June 2025
This Adviser Profile is issued by Lifespan Financial Planning Pty Ltd (Lifespan), which holds Australian Financial Service Licence number 229892. This Adviser Profile forms part of the Lifespan Financial Services Guide (FSG) dated 8 December 2023. These documents should be read together. This document contains information regarding the Adviser listed below and is designed to help you to make an informed decision about the financial advice provided to you by the Adviser. Lifespan has authorised its authorised representatives to provide this document to you
Shire Financial Planning Pty Ltd is a Corporate Authorised Representative (ASIC No. 415618) of Lifespan Financial Planning Pty Ltd (AFSL: 229892)
Ryan Walker is an Authorised Representative (ASIC No. 349955) of Lifespan Financial Planning Pty Ltd (AFSL: 229892).
42 / 10 – 18 Robertson Street, Sutherland NSW 2232
Tel: (02) 9545 0054
Mobile: 0449 231 238
Email: ryan@shirefinancial.com
Your Adviser
Ryan Walker is a Financial Adviser, and Authorised Representative of Lifespan Financial Planning Pty Ltd (Lifespan) and an employee of Shire Financial Planning Pty. Ltd, a Corporate Authorised Representative of Lifespan Financial Planning Pty Ltd.
Your Adviser’s Authorisations
Ryan is authorised to provide advice in relation to the following financial products:
Deposit and Payment Products
Government Debentures, Stocks or Bonds
Life Products
Managed Investment Schemes
Retirement Savings Account Products
Securities
Superannuation (including Self Managed Superannuation Fund)
Margin Lending
Tax (financial) advice services
This means that Ryan can assist you in meeting your financial planning needs and objectives in these areas, which include personal insurances, saving and investment as well as superannuation, retirement planning strategies and tax (financial) advice services.
Other Services
In addition to the services provided under Lifespan as described above, Ryan also works with other businesses that provides additional services which do NOT involve Lifespan in any way. These include:
Shire Accounting Services Pty. Ltd. ABN 96 254 122 852 - accounting and taxation services.
Shire Mortgage Brokers Pty. Ltd. ABN 41 624 441 041 (Provided under Finsure Finance and Insurance Pty. Ltd. ACL 384704)– mortgage and finance broking services.
Shire Buyers Agents ABN 27 697 413 648 (Real Estate Licence Number 20183403) – buyers agent and property services.
Lifespan is NOT responsible for advice and work associated with products and services where he/she is not acting as an authorised representative of Lifespan.
Your Adviser’s Experience
Ryan completed his Bachelor of Commerce (financial planning) in 2009 and joined a boutique financial planning firm in Sutherland. Ryan is a Certified Financial Planner and is responsible for advising and servicing the families of the Sutherland Shire in areas of wealth creation, budgeting, cashflow, debt management, retirement and superannuation.
In 2014 Ryan completed his Master of Applied Finance degree from Charles Sturt University and joined Apt Wealth Partners in the Sydney CBD where he was responsible for designing and advising upon share portfolios for high net worth clients.
Now, as principal of Shire Financial Planning, Ryans responsibilities include the design of portfolios and providing advice on what shares to buy and sell to build the value of his clients’ wealth over time.
Cost of Advisory Services
An initial meeting to discuss your financial circumstances is free of charge. At this meeting Ryan will establish how he can assist you and gather the information required to prepare a financial plan.
Ryan will discuss the fee basis with you and agree on the method of charging prior to any advice is provided or cost incurred. Also, fees are fully disclosed in the Statement of Advice and Product Disclosure Statements.
Payment can be collected through a platform, by direct debit or invoiced. For insurance, the commission may be paid by the insurance provider. Further advice that includes portfolio reviews may be charged on a percentage fee basis which varies according to the portfolio amount, or as a fixed dollar amount depending on the complexity and structure, as agreed with your adviser.
Fee Schedule
Preparation of Statement of Advice (SoA) (depending on complexity). - $990 to 6,600
This fee for the preparation of the Statement of Advice will be charged even if the recommendation is not implemented
Implementation Fee (depending on complexity and portfolio size). - 1% of the amount invested
A minimum fee of $990 will apply.